Disclaimer

Saving My Mondays is a personal journal about my own journey toward financial independence. Please read what follows before taking anything here as more than that.

Not financial advice

Nothing on this site is investment, financial, tax or legal advice, and nothing here is a recommendation to buy, sell or hold anything. I’m not a licensed financial adviser.

About the Money Diary

Each month I share how my savings are split across broad asset classes (for example ETFs, gold or cash), as percentages. I deliberately don’t name specific funds, shares, brokers or trades. These numbers describe my own situation, goals and risk tolerance — which are not yours — and they may change at any time without notice.

Past results

Past performance doesn’t predict future results. All investing carries risk, including the loss of the money you invest.

Do your own research

Before making financial decisions, consider your own circumstances and talk to a licensed professional.

Accuracy

I write carefully, but I may make mistakes, and posts reflect what I believed at the time of writing. Links to other websites are for convenience; I’m not responsible for their content.

Last updated: 27/10/2026